READ AND INITIAL REFUND POLICY

REFUND POLICY - RESIDENT SECTION

When the student attends Resident Training, ESI's Tuition Payment Policy is not to execute a charge to the student until he or she has completed 11 days of training in the case of Executive Protection or  Protective Intelligence. Whether the student pays by Credit Card or Cash, ESI will not charge the card or deposit currency until the student has completed 75% of the course.  In the event that the student decides to cancel prior to completion, Refund Policy will apply according the percentage of the course completed, but the Refund will be paid immediately.

For the mandatory resident portion of the course, the following applies as a minimum policy: After the student attends the first resident class session, if the student requests cancellation in writing or is terminated, the school shall be entitled to a tuition charge which shall not exceed the following:

1. Up to and including completion of the first 10 percent of the resident training in terms of days, 10 percent of the tuition plus a cancellation charge of $100.
   
2. After completing more that 10 percent of the resident training and up to and including completion of 25 percent of the resident training in terms of days, 25 percent of the tuition,  plus a cancellation charge of $100.
   
3. After completing more than 25 percent of the resident training and up to and including completion of 50 percent of the resident training in terms of days, 50 percent of the tuition,  plus a cancellation charge of $100.
4. If a student should cancel after completion of 50% to 75% of the training in terms of days, the student will be responsible for 75% of the contract price for resident school tuition. Cancellation charge will not be levied on the student.
5. If a student should cancel after completion of 75% or more of the training in terms of days, the student will be responsible for the total contract price and all other fees charged. No refund will be due after completion of 75% of the course. Cancellation charge will not be charged to the student.

Postponement of a starting date for the Resident Training component, whether at the request of the school or the student, requires a written agreement signed by the student and the school. The agreement must set forth: a) Whether the postponement is for the convenience of the school or the student, and: b) a deadline for the new start date, beyond which the start date will not be postponed.   If the course is not commenced, or the student fails to attend by the new start date set forth in the agreement, the student will be entitled to an appropriate refund of prepaid tuition and fees within 30 days of the deadline of the new start date set forth in the agreement, determined in accordance with the school's refund policy and all applicable laws and rules concerning the Private Occupational Act of 1981. 

To protect the integrity of our program, ESI reserves the right to discontinue a student's training if that student fails to maintain ESI's standards of conduct or achievement level. In such a case, refunds will be made according to the Tuition Protection Agreement.  

REFUND POLICY - DISTANCE EDUCATION SECTION

An enrollment may be canceled by an applicant student within five (5) calendar days after midnight of the day on which the enrollment agreement is signed. An applicant student requesting cancellation in whatever manner within this time must be given a refund of all money paid to the school or its representatives.

From five (5) calendar days after midnight of the day on which the enrollment agreement is signed and until the time the student requests cancellation up to 30 days from the date of  course shipment, the student shall be given a refund of all monies paid to ESI, less a cancellation charge of $100,  plus cost of  books and syllabi.  

If the student is not accepted by the school, a full refund will by paid to the student. If ESI fails to provide the educational service subscribed to by the student, a full refund will be paid within 30 days of termination of the course discontinuation.  Credit for previous training or work experience will not alter  the refund policy.  The refund policy  will apply to academic equivalency credit which will depend upon the percentage of courses received and paid for by the student.   

After the student is enrolled and until he or she has received 75% of the Distance Education  Program, the school will follow a refund policy based upon the percentage of courses received. Termination will be determined by student's notification to the school in writing of their intent to terminate the  program. The student has 30 days from shipping date to reject the course in writing and thereby cancel from the program.  A calculation of Refunds will be made on the basis of courses received and any Refunds due will be paid within 30 days of termination.  If the student requests cancellation, the school will be entitled to a charge which shall not exceed the following:

1. Up to and including receipt of the first 10 percent of the program, 10 percent of the tuition, plus a cancellation charge of $100.
2. After receipt of more than 10 percent of the program and up to and including receipt of 25 percent of the program, 25 percent of the tuition, plus a cancellation charge of $100.
3. After receipt of more than 25 percent of the program and up to and including receipt of 50 percent of the program, 50 percent of the tuition,  plus a cancellation charge of $100.
4. After receipt of more than 50 percent of the program and up to and including receipt of 75 percent of the program, 75 percent of the tuition, plus a cancellation charge of $100.
5. A student who has received 75 percent of his program and has received  the final 25 percent shall not be entitled to any refund and shall be obligated for the full price of the program.

This Tuition Protection Agreement limits your obligation to only a fraction of the tuition until you have actually received at least 75% of the program. If student chooses to reject course materials mailed to him, that will constitute cancellation. Package must be returned within 30 days of postmark on package.  ESI reserves the right to make changes in the training program when necessary.  However, those changes will not add tuition cost to the student for the term of the contract. 

For Veterans who are eligible to pay for the tuition from VA Educational Benefit plans are protected by this Refund Agreement until the student has received 100% of the training program.  If the Veteran student who is paying for the tuition through VA Educational Benefits, cancels after receipt of  85% of the training in terms of courses, the VA student will be responsible for 85% of the contract price for Distance Education  and all other fees charged.  If the Veteran student receives  95% of the courses, the VA student will be responsible for 95% of the contract price for Distance Education  and all other fees charged. No refund will be due after receipt  of 100% of the Program. 

To protect the integrity of our program, ESI reserves the right to discontinue the student's training if the student fails to maintain ESI's standards of conduct or achievement. In such a case, refunds will be made according to the Tuition Protection Agreement.

INITIAL TO INDICATE THAT YOU HAVE READ ON-LINE CATALOG AND REFUND POLICY.  PLEASE  ENCLOSE WITH ENROLLMENT FORM_____

(Mail Signed  Enrollment Form and Refund Policy into ESI Office; we will return a copy upon affirming our signature)

REFUND POLICY FOR VETERANS ENROLLED IN RESIDENT PROTECTION & INTELLIGENCE PROGRAM
3-MONTH 74-DAYS

For Veterans who are eligible to pay for the tuition from VA Educational Benefit plans are protected by this Refund Agreement until the student has completed 100% of the training program.

Students not accepted by the school and students who cancel the contract by notifying the school within three business days are entitled to a full refund of all tuition and fees paid.If any students withdraw after three business days, but before commencement of classes, are entitled to a full refund of all tuition and fees paid except the registration fee.

In the case of students after commencement of classes, the school will retain a cancellation fee plus a percentage of tuition and fees, which is based on the percentage of contact hours attended, as described in the table below. The refund is based on the first date of recorded attendance.

REFUND TABLE FOR VETERAN STUDENTS

The official date of termination for refund purposes is the last date of recorded attendance. All refunds will be made within 30 days from the date of termination.

The student will receive a full refund of tuition and fees paid if the school discontinues a course or program within a period of time a student could have reasonably completed it, except that this provision shall not apply in the event the school ceases operation.

Complaints, which cannot be resolved by direct negotiation between the student and the school, may be filed with the Division of Private Occupational Schools of Colorado Department of Higher Education. The Division shall not consider any claim that is filed more than two years after the date the student discontinues his/her training at the school.

I have read this Agreement, Vol. 24 2004, and agree to all its terms and further hereby acknowledge receipt of a copy of this Agreement.
Student's Signature:__________________________________________________ Date:__________

Accepted by:________________________________________________________ Date: __________
Executive Security International